Umbrella Liability
Just because you don’t have a million dollars in assets doesn’t mean someone won’t try to sue you for a million dollars.
Protect yourself against the unexpected
Umbrella policies offer coverage beyond your Homeowners and Auto insurance. Coverage is available up to $1 million, $2 million, or even more. Even better … it’s very affordable. Actually, you can’t afford NOT to purchase this great coverage.
Don’t get caught unprotected — higher limits of coverage are available for:
• Personal injury or damage if you are legally liable
• Protection against libel, slander, and defamation of character
• Defense and attorney costs
• Interest on unpaid judgments and premiums on appeal bonds
• Loss of earnings
There are LOTS of situations where an Umbrella policy might help; here are a few …
… a MULTI-CAR ACCIDENT, it doesn’t take very many fancy SUVs to exhaust your regular auto limits
… PETS, your dog bites someone
… POOLS, you have a pool and a visitor is hurt
… LAWSUITS, many times the litigation fees cost more than the actual event
This coverage is very important. Talk with your Farmers Alliance agent today to learn how you can protect your most important assets. Don’t wait!
IMPORTANT: Refer to the policy for coverages provided and pricing. If there is any conflict between the policy and this information, the provisions of the policy shall prevail.
Alert – Restrictions in effect
Personal Umbrella Liability is not currently available in Colorado. Talk to your local FAMI agent for more information.